Financing

Loan Calculator at Stanley Direct Auto

Find out how much you can afford for a used car with our loan calculator. We make it easy for you to get into a quality used vehicle, starting with a way to calculate your payments online.

Why You Should Use a Loan Calculator

A loan calculator can help you determine how much of a loan you can handle with monthly payments to fit your budget. You can input different loan amounts and interest rates to decide your maximum amount.

Use the calculator to see how much of a difference a down payment makes on your loan. Change the terms to give you an idea of your options when negotiating for a vehicle.

Know the Value of Your Trade

Along with the loan calculator, you can use the Value Your Trade tool to know how much your current vehicle is worth. Input that amount in the down payment box of the loan calculator if you plan to trade it in for a newer model at Stanley Direct Auto.

We provide a fair cash offer for your vehicle based on the current market demand and condition of the vehicle. While you don’t have to use the money as a down payment, you’ll find some great deals here at Stanley Direct Auto.

Financing at Stanley Direct Auto

While the loan calculator is a great way to get an idea of how much you can afford, the best way to figure out what you qualify for is with our in-house finance department. We make it easy to get a car loan regardless of your past credit history. We offer competitive rates and flexible terms to fit every budget.

We understand that unfortunate events happen that can cause you to get behind on payments and hurt your credit rating. Here at Stanley Direct Auto, we like to give buyers a second chance with our subprime loans.

These subprime loans come with higher interest rates but affordable payments to allow you to get into a quality used vehicle while rebuilding your credit. Once you make several payments or pay off the loan, you can qualify for a new vehicle and the best interest rates. Get started online with our easy application. Once we receive the application, we’ll review it and let you know how much you qualify for. We understand that you are more than a credit score, which is why we look at your income and employment, down payment, and how much you want to borrow.

Stanley Direct Auto features a wide range of used vehicles in just about every price range. You can find a vehicle that fits your budget for reliable and efficient transportation.

Use our online resources to help you be prepared for a quality used model. Start out with the loan calculator to know how much you can afford, value your trade for a down payment, and our online application to get pre-approved. Stop by Stanley Direct Auto for your next used vehicle and test drive one of our models today.